India Focus Note 17 - Market Conditions for Microfinance in India: Lessons Learned from MicroSave’s Action Research Programme 2007-2009

This note discusses the lessons learned from MicroSave’s two years of working in the Indian microfinance market. It highlights some of the broad issues and how these have been addressed by MicroSave and its partners, as well as where additional documents are available.It essentially highlights the growing competition in the Indian microfinance market, the issue of savings and the "No Frills Accounts" opened by banks, and electronic and Mobile banking techniques. in addition, the IFN addresses the credit crunch and the challenges of reaching under-served areas, along with social performance management, and the issues related to training and technical assistance.Download document