Research Papers

Bullock-cart Workers’ Development Association (BWDA) started its operations in Tamil Nadu in 1985, with a focus on bullock-cart workers. It started promoting the creation of Self-Help Groups (SHG) in 1988. In 1999, BWDA decided to launch its own credit activities to meet the demand which was not met by available funds from the SHG members and banks.

The paper analyses the savings pattern in North-East India to understand their specific needs and design products and services that suit their needs. A qualitative research was conducted in the four states of North Eastern region (NER) of Assam, Meghalaya, Manipur and Tripura.

This paper summarises the experience that MicroSave has gained in process mapping through working with its Action Research Partners. It highlights key benefits, which can be achieved through process mapping. It presents brief case studies detailing the experience of Tanzania Postal Bank and Equity Bank in Kenya.

This study reviews the Partner-Agent Model supporting the relationship between FU and NHHP. It presents an understanding of the mechanisms and practicalities of the model, as well as the satisfaction level of the partners and the market.