Introduction| Despite its extensive work on credit, remittance and insurance, as the name suggests, MicroSave has its roots in savings. Not only is savings the forgotten three quarters of microfinance, it is also the most important financial service for poor people. So MicroSave is delighted to be further extending its work on savings in India, Kenya, Philippines and elsewhere. With the advent of e/m-banking the options and potential for offering savings services to the poor has been significantly enhanced. MicroSave is at the forefront of understanding the needs of the clients, the role of the agents and the costs and revenue streams for the banks/mobile network operators to deliver these services. Some of this work has been documented in the recent additions to the Optimising Performance and Efficiency, Briefing Notes and India Focus Notes series … and much more is in the pipeline. As part of these efforts, MicroSave is working with Stuart Rutherford on an analysis of why such a high percentage of No Frills Accounts in India are dormant. The return to MicroSave’s roots, together with a host of other on-going and planned activities, is highlighted in this newsletter. | | Graham A.N. Wright | | Programme Director, MicroSave |
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| | Knowledge Productions | India Focus Notes
»IFN 36: Consolidation of MFIs - Need and Challenges
»IFN 35: Social Performance Management in India - Seeking a Market-Led Approach
»IFN 34: Risks and Challenges in Individual Lending
»IFN 33: Why do Microfinance Clients take Multiple Loans?
»IFN 32: Making Business Work - Crossing the Second 'Break-Even'
»IFN 31: Nascent Indian MFIs and Their Fund Raising Challenges
»IFN 30: Alternative Financing for Indian MFIs OPE Series
»OPE Series: Product Development Booklet | Forthcoming Publications
Look out for MicroSave’s new India Focus Notes on our recently upgraded website. |
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