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Over-indebtedness in the Philippines: Clients' Perceptions

Author: 
Jesila M. Ledesma, Johan N. Diaz

Increasing cases of MFI client over-indebtedness are being reported around the world. MFIs cite over-indebtedness as one of the top reasons for delinquent accounts. This research aims to provide market information to financial institutions on over-indebtedness in order to help them develop client protection strategies. The information can also help financial institutions protect their biggest asset, their loan portfolio, from delinquency.

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